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Capital Gain Taxes on Residential Property

Posted by on 02/05/2017 in Property taxes

Capital Gain is the amount of money a seller gets while selling the property. It is the difference between the buy price and sells price for any property. However, as per the rule, the capital gain is considered as profit and income and is taxable. In 2017, a basic taxpayer has to pay 18% of […]

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Best Fixed Mortgage Rates for 2017

Posted by on 01/05/2017 in Mortgages

Buying property is rarely ends with finding the right property in the United Kingdom, many others things need to be taken care of. It is not necessary that you will have the finances every time. When you are short of adequate finances, you may need the mortgages to purchase the house. However, you need to […]

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Reasons Behind the recent House Prices Fall

Posted by on 28/04/2017 in House prices

The last time the United Kingdom registered house prices fall in a two month row was five years ago. This repeat has necessitated an analysis of the causes of this occurrence. Reasons that have come up to be the triggers include: Brexit The British exit out of the European Union has been blamed in several […]

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When do You Pay Stamp Duty?

Posted by on 27/04/2017 in Stamp Duty Land Tax

In the first place, what is stamp duty? This is a form of tax payable after you have purchased land or property that is over a certain price. It applies in Northern Ireland, England, and Wales. However, if you buy property in Scotland, you pay Land and Building Transaction Tax but not Stamp Duty. You […]

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What Do You Need to Rent a House?

Posted by on 26/04/2017 in Buy to let

Renting a house may not come easy when someone has less knowledge about the requirements. You need a list of documents. To most people, compiling these documents and everything else that makes a person considered trustworthy is what is most stressful. Searching for a house or property for rent may not be that much of […]

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The growth of the Equity release market

Posted by on 25/04/2017 in Equity Release, Mortgages

Equity release is a scheme in which people over the age of 55 can place their homes on security to effectively take out a loan. The equity release scheme is helpful for individuals who want a lump sum or a regular income for their retirement, but do not have enough in their savings. The scheme […]

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Buying a flat: A Simple Guide

Posted by on 24/04/2017 in Leasehold

Everyone agrees that the purchase of a house is a huge commitment. Even when you save up your life’s worth, sometimes it is not enough for a proper shelter. Rising prices often cause this in the real estate market year after year. New families have had a hard time trying to own a house. This […]

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The basics of DIY conveyancing kit

Conveyancing is a complicated practice, and there’s a lot of nitty gritty aspects of it that regular people don’t have any clue. It is recommended to consider a professional solicitor or licensed conveyancers’ assistance in the process. However, if you have an itch for learning the conveyancing game, it is legal to take up the […]

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Shared ownership staircasing advice

Posted by on 20/04/2017 in Staircasing

The United Kingdom’s government is dedicated to creating more home ownership. This goal has spawned a few scheme to help people with different backgrounds, low-income and disabilities. Shared ownership is one of those programmes that help individuals with low income to own a portion of the house which is between 25-75% of the total property. […]

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No deposit mortgage

Posted by on 19/04/2017 in Mortgages

Most lenders and banks want a deposit to offer a mortgage to homebuyers. For lenders, this represents that the borrower is sensible enough to save money for repayment of the mortgage. However, there are rare mortgage offers where lenders can provide no deposit mortgage for a buyer. The mortgage, however, may or may not suitable […]

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