SolicitorsImportant information about the Mortgage deeds
Mortgages are loans for buying homes. Like any other loan, a mortgage must be secured against another asset. The asset that is used to secure mortgages can be the property that the mortgage is used to buy. Protection is not arbitrary. There must be documents that show that a mortgage lender and borrower have agreed […]
Analysing whether or not is now a good time to buy a house in the UK
Buying a home is a major decision that people in the UK have to confront one time or the other. Most of the elderly population of the UK that own homes bought their houses when they were 35 years old or younger. This is back in the day when house prices were lower and incomes relatively […]
Some of the items in the housing disrepair protocol
A housing disrepair protocol is a systematic procedure that is followed in cases where a tenant believes that a landlord has neglected his housing repair responsibilities. Homes must be maintained in proper working condition. Tenants have the right to live in a comfortable environment. The law has clearly defined both tenants’ and landlords’ responsibilities towards […]
What you need to know before you move flat
Moving into a new flat is one of the biggest steps in a person’s life. This is especially true if you have been living with your parents or roommates most of your life. When you move flat, you finally get to enjoy the freedom you have always wanted. With freedom come responsibilities. Flats do not […]
Where to get cheap coastal property in the UK?
Properties around the coast are always believed to be very expensive. A good home offers comfort and relaxation. Properties around the ocean have all the comfort and relation that anyone can ever want. Think of the sandy beaches, the horizon, the tides and the sound of the sea as it tries to find its way […]
The house price index in 2017
House Price Index (HPI) is a measure of periodic increases in the prices of residential housing. These estimates are calculated after a given period of time. They offer a snapshot of the trends in the price of residential properties. HPI is obtained through various mathematical and statistical concepts. These include the Hedonic Regression Model, simple […]
Step by step guide on how to evict a tenant
Tenant eviction is a painful process to both the tenant and the landlord. A landlord loses his source of income when he throws out a tenant. He at least gets to keep his property. The most affected party in an eviction is the tenant. The most common cause of eviction is a failure by a […]
What rights do you have as private Tenant rights?
As you settle as a private tenant in the UK, you are likely to be an assured shorthold tenant. As per the type of tenancy and accommodation, you may have a different kind of tenancy. As a tenant, you have to know what kind of tenancy you fall under. This helps you know your private […]
Landlords and house in multiple occupation
House in Multiple Occupation (HMO) represents a property with 3 or more residents that aren’t part of a single family or household. This is a modified definition of HMO from the Housing Act of 2004. The house will have split bedsits for each resident, and each of them will have a different agreement with the […]
Things you need to know about Assured Shorthold Tenancy Agreements
If you have rented a property from a landlord after February 1997, you are automatically an assured shorthold tenant. Since then this has been the most common form of tenancy contract in the United Kingdom. The Assured Shorthold Tenancy (AST) agreement is a document that outlines the primary conditions, details regarding the tenancy between the […]